How to search and activate an inoperative bank account Online

 
There is a distinction between an inactive and an inoperative bank account. If a bank account is not used for years and no valid transaction of receipt or money withdrawal has occurred, the bank will contact the account holder. If the bank does not receive a response, the account holder will be notified via email or postal mail two to three months in advance that their bank account status will be changed to 'inactive.'

 
Check to see if the bank has already rendered your account inactive. You can check the bank's website to see if your account has been inactive. All inactive accounts are kept on file by banks, and information regarding those accounts is easily searchable on their websites. Below we have listed all the bank's website's inoperative URL. By clicking on the link, you can check the status of your account.

 
1) Application: 

The branch manager must receive a written request for revalidation of the inactive account. The justification for not functioning the account should also be included. All joint account holders are required to sign the application.

 
2) KYC documentation :

Along with the request for revalidation of the inactive account, new KYC documents must be submitted. This includes a photograph, PAN, proof of address, and identification as accepted by the bank.

3) Transaction:

 

To activate the account, the account holder must perform some transaction in the account, such as depositing money.

 
Charges: 

The bank must not charge any fees to activate the inactive account, according to RBI guidelines.