How to search and activate an inoperative bank account Online

 
There is a distinction between an inactive and an inoperative bank account. If a bank account has not been used for years and no valid receipt or money withdrawal transaction has occurred, the bank will contact the account holder. If the bank does not receive a response, the account holder will be notified via email or postal mail two to three months in advance that their bank account status will be changed to 'inactive.'

 
Check to see if the bank has already rendered your account inactive. You can also check the bank's website to see if your account has been inactive. All inactive accounts are kept on file by banks, and information regarding those accounts is easily searchable on their websites. Below, we have listed all the banks' website's inoperative URLs. By clicking on the link, you can check the status of your account.

 
1) Application: 

The branch manager must receive a written request to revalidate the inactive account. The justification for the account not functioning correctly should also be included. All joint account holders are required to sign the application.

 
2) KYC documentation :

New KYC documents must be submitted along with the request for revalidation of the inactive account. These include a photograph, PAN, proof of address, and identification as accepted by the bank.

3) Transaction:

 

To activate the account, the account holder must perform a transaction, such as depositing money.

 
Charges: 

According to RBI guidelines, the bank must not charge fees to activate the inactive account.