Kerala Housing Board Scheme 2024 – Apply Online, Last Date, Eligibility

Kerala Housing Board Scheme 2024 – Apply Online, Last Date, Eligibility: The Kerala Housing Board will shortly begin accepting online applications for the state of Kerala’s new project, known as the Kerala Housing Board Scheme. Under this scheme, the state government of Kerala provides homes built on two cents of land to the state’s poorest residents. Non-Governmental Organizations, Volunteer Organizations, and other sponsors have helped start the Kerala Grihasree House Scheme. Read on for more information on the Kerala Housing Board Scheme, including features, objectives, benefits, eligibility criteria, required documents, steps to apply, and more.

Overview of the Scheme

Name Kerala Housing Board Scheme
Department Name Kerala State Housing Board
Beneficiary State Poor People
Benefit Provides Home Subsidy
Official Website http://kshb.kerala.gov.in

Kerala Housing Board Scheme 2024

The Kerala government continually introduces new measures to promote the state’s economy. The Kerala Housing Board was established as the state’s economy grew and contributed equally to societal welfare. The head office of the Kerala Housing Board is in Thiruvananthapuram. People with less money could get loans from the Kerala Housing Board. The Kerala State Housing Board is important for carrying out the housing plans of the state government. Its purpose is to provide secure and affordable housing to all Kerala residents. Also, the Board’s projects and lending programs have helped many families in the State realize their dream of owning their own house.

Objectives of Kerala Housing Board Scheme

The Grihashree Housing Scheme has the following primary objectives:

1) To provide funds for homeless families to build homes2) Help low—and middle-income families buy homes at lower prices and take advantage of lower interest rates on home loans.

3) Make sure that loans are easy to get for anyone who wants to build homes in Kerala.

4) The strategy will speed up the construction of modern city infrastructure, such as roads, water, electricity, and other basic services.

5) The plan is to build towns that are up-to-date and have a lot of amenities.

Documents Required for Grihashree Housing Scheme

Some of the main documents necessary for the scheme :

1) Applicant’s Annual Income of Family
2) Ration card depicting the category of APL, BPL, etc.
3) Applicant Identity Card
4) Address Proof
5) Applicant’s Salary slip
6) Mobile Number

Benefits of the Kerala Housing Board Scheme

Some of the most important benefits of the scheme are:

1) After subsidies, a 40-square-meter-minimum-footprint house costs Rs. 4 lakh.2) Under this program, houses will likely cost between 4 lakh and 6 lakh rupees.

3) In this Rs. 4 lakh project, the beneficiary must give an additional Rs. 1 lakh in addition to the Rs. 1 lakh required by the project’s sponsor.

4) This time, the house will be finished in a year. Home building will continue to get better.

5) This scheme provides homes in four phases.

Eligibility Criteria for Kerala Housing Board Scheme

Here are the requirements to be eligible for the Grihashree Housing Scheme:

1) The beneficiary must reside in Kerala permanently.2) If an applicant wants to buy land or a house at a lower price, he or she shouldn’t already own any property.

3) The applicant who is applying must have a bank account and know the full text of all activities in their bank passbook.

4) Those in LIG and MIG must have their APL or BPL ration cards to apply for subsidized loans and housing.

5) If you took out a loan to buy a house, it would take three to ten years to pay it back. The process of paying back will be done in monthly payments.

6) The applicant must be at least 55 years old to apply.

Steps to Apply for the Kerala Housing Board Scheme

To apply for the Kerala Housing Board Scheme, the user must first complete the following steps:

1) go to the Kerala Housing Board Scheme’s website at https//kshb.kerala.gov.in .

Kerala Housing Board Scheme

2) The screen will show the home page of the website.

3) Click on the link for the Grihasree Housing Project.

4) The form will show up on the screen.

5) Now, fill out the form with the necessary information.

6) Then, upload all of the required documents.

7) Lastly, submit the application form to the concerned department.

Kerala Housing Board Scheme 2024