Jagananna Thodu Scheme 2024 – How to Apply, Benefits & Eligibility

Jagananna Thodu Scheme 2024 – How to Apply, Benefits & Eligibility: Are you a small trader residing in Andhra Pradesh and looking for an interest free loan? You need to know about the Jagananna Thodu scheme. Andhra Pradesh Chief Minister YS Jagan Mohan Reddy launched the Jagananna Thodu scheme on 25 November.


Jagananna Thodu scheme aims to provide interest-free loans, and banks have already approved an amount of Rs 431 crore to 4.3 lakh traders. The scheme will provide ID cards and an interest-free loan of Rs 1,000 to street vendors.

Applicants who are interested to apply for the scheme can follow the instructions mentioned below to check the Scheme Benefits, Eligibility Criteria, Key Features of the Scheme, Application Status, Application process, etc.


How to apply for Jagananna Thodu Scheme

To apply for the Jagananna Thodu Scheme, follow the easy procedure here,

1) Visit the Official Website of the Jagananna Thodu Scheme at pmsvanidhi.mohua.gov.in.

Jagananna Thodu Scheme

2) Click on Apply for Loan on the Homepage.
3) Complete the application form displayed.
4) Submit your mobile number and select Request OTP.
5) Type In the OTP and select Verify OTP.
6) After verifying the OTP select the Vendor Categories and fill the application form.
7) Upload the required documents and click on Submit Button for the final submission of the application.

Benefits Of The Jagananna Thodu Scheme

There are many benefits to the Jagananna Thodu Scheme. Firstly the availability of funds for small businesses and also for the people whose income is very low. Incentives will be provided under the scheme and are applicable to Tailors, laundrymen, and hairdressers. Apart from that, Barbershops, cobblers, pan shops, and laundry services can avail of a loan of Rs. 10,000/- under this Scheme.


Eligibility Criteria For the Jagananna Thodu Scheme

The eligibility criteria the beneficiaries must have to apply for the scheme are 

1) Sellers doing business with ready-to-eat street food, tea, pakodas, bread, eggs, textiles, artisan products, books/ stationery, and people selling various items on stalls or baskets are also eligible under the AP Jagananna Thodu Scheme 2024.
2) A trader should be 18 years old to avail of the scheme
3) The family income of the applicant must be Rs. 10,000 if residing in villages and Rs. 12,000 in towns.
4) People selling small and everyday goods like groceries various items on bicycles, vegetables, and fruits are eligible.
5) A complete eligibility list will be made public on the notice boards of the village and ward secretariats, and a social audit will be conducted.
6) People having shops in villages or towns in a space less than 5 feet long and wide are eligible for the scheme.
7) All people doing business on carts on the roadside, on the sidewalks, in public and private places are eligible
8) Tiffin centers along the roadside are also eligible.

Documents Required

The following documents are required to apply for the Jagananna Thodu scheme,

1) Aadhaar card
2) Pan card
3) A voter ID card for identification purposes
4) Domicile certificate
5) Educational certificate
6) Registration certificate of the profession.
7) Bank account details
8) Income certificate

Jagananna Thodu Scheme 2024 


We have covered all the details regarding the Jagananna Thodu scheme in this article. One can also get complete information by going through the official website.

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