List of Credit Card Companies In USA 2023: Check Full List

List of Credit Card Companies In USA 2023: ListLook at the whole list. How many credit card companies exist in the United States, and how do they make money? The Federal Reserve says that Americans have credit card debt of more than $1 trillion, which is more than the GDP of 170 countries. In 1958, American Express gave out the first credit card. This changed the way people borrowed money. The average American has 2.35 credit cards and an average credit card balance of $5,500. Here, we look at the 10 biggest credit card companies in the United States.

List of Credit Card Companies In USA 2023

The US credit card business has two types of players: credit card companies and credit card networks. On the front of the card, you can see both the name of the provider and the name of the network. Banks and credit unions are the ones who give credit cards to people and small businesses. They'll take your money, give you benefits, and charge your account for purchases.

 

Credit Card Companies In USA 2023

Credit card networks like Visa and MasterCard make it easy to pay at the point of sale and handle processing your credit card transactions. Customers can also get extra benefits from them, like fraud liability, trip insurance, and a more extended warranty. Discover, and American Express both give out and accept credit cards. These two networks both make their own credit cards. Visa and MasterCard, on the other hand, do not make their own cards. They instead work with financiers.

 
This is a list of all the major credit card companies and networks in the United States. These companies give out most of the credit cards in the US. According to the most recent data from 2023, more than 80+ credit card companies are in the United States.

 

American Express	Capital One	Discover
Chase	BankOf America	Citi
Barclays	Wells Fargo	Synchrony
US Bank	Credit One Bank	Goldman Sachs.
Truist.	Huntington Bank.	PNC.
Regions Bank.	Fifth Third Bank.	BMO Harris.
TD Bank.	First National Bank of Omaha.	Citizens Bank.
Merrick Bank.	BBVA.	KeyBank.
HSBC.	Premier Bankcard.	Navy Federal Credit Union.

Many companies on this list only have a few credit cards, but cardholders with special needs may still find them helpful. For example, if you already have a bank account with one of these companies and want your credit card to use the same online banking login as your bank account, you can keep things simple by getting a card from one of these companies.

 

What are the 8 major credit cards in the US?

The eight biggest credit card networks are Chase, American Express, Citi, Capital One, Bank of America, Discover, U.S. Bank and Wells Fargo. American Express and Discover also make their own credit cards, which makes them different from Mastercard and Visa, which are only networks for credit cards.

List of Credit Card Companies In USA 2023