Karunya Health Scheme in Kerala State - How to Apply, Eligibility & Documents Required: Poverty in India is an important cause of reducing India’s growth rate. Many people in India are Below Poverty Line (BPL). They somehow manage to collect food for themselves for a day. Many peoples don’t even have a house to sleep in. After working a full day, they just sleep somewhere somehow. The government of India is trying their best, but all efforts are in vain as no positive results are coming. Also, reservation is a major cause of this poverty. These peoples just need to pass government exams, and seats with an excellent salary and other facilities are waiting for them. Also, many people living in rural and remote areas far away from the city can’t even go for medicine when they get sick. Somehow there will be a little doctor in the village who will provide them medicine. They will get financial help if they want to treat diseases like this. We will let you know all about this Karunya Health Scheme.
What is Karunya Health Scheme?
Eligibility For Karunya Health Scheme
- The recipient has to be a citizen of Kerala.
- This scheme is only for people below the poverty line. All BPL and APL households with an annual income of less than Rs. 3 lakhs can join this insurance scheme.
- To join this scheme, applicants must have their Aadhaar card, income certificate, and other required documents.
Benefits Of the Karunya Health Scheme
- The Karunya Health Scheme in Kerala is a form of insurance for severe illnesses. This insurance helps people with long-term illnesses get the care they need. Acute diseases that are covered include cancer, haemophilia, palliative care, heart conditions, and kidney disease.
- This Scheme gives up to Rs. 2 lakhs to treat the health problems listed above.
- This plan will pay the most for treating severe illnesses at Rs. 3 lakhs. If your medical bills are more than what was expected, you will get your money back.
- Health insurance has cost the government Rs.250 crore.
- Initially, this health scheme only paid for care at government hospitals, but eventually, private hospitals were also added.
- The plan covers all the exam, treatment, and consultation costs. Pre-hospitalization, Medicines, Non-Intensive Care and Intensive Care, Diagnosis, Accommodation Services, Things that go wrong with treatment, and Up to 15 days of care after a stay in the hospital.
- The benefits of Rs 5,000,000 are family assets which can be used by any family member.
Documents Required for Karunya Health Scheme:
- No extra documents are required to treat patients and apply to ailments like cancer, kidney and heart diseases and other diseases.
- You just have to show your income and property papers to confirm eligibility.
- All the patients who don’t have enough money are eligible for the benefit of the Karunya Health Scheme.
- They just need to reach the nearby hospital somehow.
- After reaching the hospital, it is the hospital's responsibility to check the patients and take the steps needed.
How to Apply for Karunya Health Scheme?
- Visit this link first. https://sha.kerala.gov.in/
- Go to How to Apply and read the instructions carefully.
- Now fill out the form and complete the details with photos and other requirements.
- Submit the form. Now you need to wait for a few days.
- Also, you can track the status of your application by clicking on Application Tracking.
- You can also check the list of hospitals near your house and the locality under the Karunya Health Scheme.
Note: If there are any Corrections to the Data, kindly email us (Districtsinfo.com@gmail.com ). We will update our Website.
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